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MYGA Rate Comparison
Compare multi-year guaranteed annuity rates from 60+ carriers, updated daily. Filter by term, minimum deposit, and carrier rating.
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Highest 3-yr
5.35% APY
Highest 5-yr
5.50% APY
Highest 7-yr
5.60% APY
Carriers tracked
60+
Current age
58
Health score
Good
Longevity Calculator
Built using AI and informed by multiple peer-reviewed studies, our calculator estimates how long you may live — including how advances in AI-driven medicine and diagnostics could impact your future lifespan.
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Monthly need
$6,200
Current income
$3,800
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Expert-reviewed guides
you can actually trust.
View all guides →
The Complete Guide to Annuities in 2026
Everything you need to know about how annuities work, the different types, costs, and whether one is right for your retirement plan.
Annuity.com Staff
·
18 min read
Fixed vs. Indexed Annuities: Which Is Right for You?
A side-by-side breakdown of guarantees, risk, growth potential, and fees to help you decide.
Annuity.com Staff
·
12 min read
MYGAs: The “CD Alternative” Beating Bank Rates
Multi-year guaranteed annuities are offering rates above 5%. Here’s how they work and what to watch for.
Annuity.com Staff
·
10 min read
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Our content is reviewed under the editorial oversight of Bart Catmull, CPA, NACD.DC — who spent more than 22 years at Sagicor Life Insurance rising from CFO to President, and later served as Chief Strategy & Risk Officer at Security Mutual Life Insurance.
Our Board of Directors includes Tom Hegna — a retired U.S. Army Lt. Colonel, former First Vice President at New York Life responsible for over $5 billion in annuity sales, and one of America’s most recognized retirement income educators.
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